Car traffic accident Bulgaria
Every year, numerous people in Bulgaria find themselves in need of legal assistance after a car traffic accident.
Many mistakenly believe that privately settling with the other driver and avoiding involvement from insurance companies will resolve everything.
However, this is far from the truth. If the other driver later claims injuries or discovers more extensive damage to their vehicle, you could still face legal action.
Why You Should Always Involve Your Insurance Company
To protect yourself from future legal claims, it’s important to follow the necessary steps right after a car traffic accident in Bulgaria.
Always provide the other driver with your insurance information, call the police to report the accident, and notify your insurance company as soon as possible.
Your insurance provider can help cover the costs of legal defense, property damage, and any injuries sustained by others.
By involving your insurance company, you also protect yourself from the risk of having your coverage denied.
Failure to report the accident may result in the insurer refusing to cover the incident, leaving you personally liable for any damages.
Legal Advice After a Car Accident in Bulgaria
There are limited situations where not filing a claim may be the right choice, such as when the accident only involves your vehicle and no other property has been damaged.
For example, if you hit a mailbox while backing out of your driveway, it might not be necessary to involve insurance.
However, regardless of the situation, it’s always a good idea to take multiple photos of the accident scene, including damage to both your vehicle and the other driver’s.
This evidence can protect you in case the other party later claims something different from what actually occurred.
Road Traffic Accidents in Bulgaria: A Growing Concern
In recent years, Bulgaria has seen a dramatic increase in road traffic accidents, placing the country at the top of the EU rankings for road fatalities.
According to statistics from the National Drivers Union, Bulgaria has the highest number of road deaths per million citizens in Europe.
Despite numerous initiatives by the European Commission aimed at improving road safety across member countries, Bulgaria’s numbers continue to rise.
The leading causes of car accidents in Bulgaria include speeding, failure to use seat belts, and reckless driving.
Given this alarming trend, it’s more important than ever to ensure you are prepared and have access to expert legal help in case of an accident.
Steps to Take After a Minor Car Accident in Bulgaria
In the event of a minor car accident in Bulgaria, there are several crucial steps you should follow:
- Stop Immediately: Cease driving and ensure the safety of yourself and any passengers by staying near the accident site.
- Call the Police: Notify the nearest police station and alert any oncoming traffic if necessary.
- Collect Evidence: Take photographs of all damages and gather names, contact details, license plate numbers, insurance policies from the other drivers, witnesses.
- Preserve Evidence: Ensure that any evidence from the accident scene is preserved, including witness statements and any physical evidence of the crash.
If you have been involved in a car traffic accident, it’s essential to seek legal advice to secure the necessary documents and evidence for any claims you may file in Bulgarian court.
Protect Your Rights: Contact a Lawyer for Legal Assistance
Whether you are dealing with a minor fender-bender or a more serious accident, it’s critical to have the right legal representation.
An experienced lawyer can help guide you through the insurance claims process and ensure that your rights are protected every step of the way.
For expert legal advice and assistance with car traffic accidents in Bulgaria, contact us at +359 897 90 43 91.
Call the Bulgarian traffic police & your insurace lawyer (0897 90 43 91)
Obligations for all car drivers in Bulgaria
All vehicles in Bulgaria must have a third party liability insurance and proof of insurance must be carried at all times - all vehicles must have a policy, a card and an insurance sticker on the widescreen as proof of validity.
What is minor car accidents in Bulgaria ?
n the event of a minor car accident an Accident Report Form is filled in by the responsible party and a copy is given to the second driver. The insurer provides the accident Report Form, which must be kept in the car. The following should be included on the Report Form
What to do by serious car accidents in Bulgaria ?
n the event of a serious car accident: Call the Police as soon as possible Tel: 112 Help the injured Alert oncoming traffic Take the names, contact details, licence plate numbers of witnesses Preserve all evidence The accident report form is filled in by the Traffic Police who will give a copy to all parties involved. Do not sign any paperwork unless certain it's understood and agreed with. Send the report form to the insurance company (many demand it within seven days of the accident).
How to Claim Insurance
ollowing an accident, take the Report Form to the insurer and fill in an application form for claims, or contact the insurance company's emergency line for advice on the procedure for making a claim. The vehicle undergoes inspection and insurance is transferred to the insured person's bank account within a few days or up to two weeks. If a third party driver is responsible, the insurer will contact the insured person. If the driver has complementary insurance, such as the insurer may provide additional services, for example a replacement vehicle.
