Debt Collection

Debt Collection Lawyers in Bulgaria

As Bulgarian debt collection & litigation procedures lawyers, we work with many companies and natural persons who have problems in collection their debts in Bulgaria. Should trade companies or individuals in our country find themselves unable to pay their debts, entities dealing with debt collection lawyers in Bulgaria are advised to procure specialised legal help. We complete all the legal procedures required for the purpose of debt recovery.

Our debt collection lawyers in Bulgaria will be happy to represent you and your company if you need to undertake legal actions regarding outstanding debts.

The public authority in Bulgaria responsible for debt collection is the National Revenue Agency. Debt collection lawyers are supposed to contact the debtors and to convince them to pay their debts voluntarily or by withholding certain benefits, should they be delayed in repaying. For example, they will refuse to provide them with documents required to obtain bank loans.

Legal Steps for Debt Collection in BulgariaСъбиране на задължения, адвокат събиране на задължения

The process of debt collection in Bulgaria consists of several steps. It involves simple procedures at the start and might involve legal actions, should it be required. Regardless of the selected method of approach to the debtor, the debt collection entities shall require complete access to all the necessary debtor-related documents, including, but not limited to: identification details, correspondence, contracts, agreements and invoices. Step one is contacting the debtor and clarifying details of the outstanding payment. Should the debtor fail to make a voluntary payment, the next step is sending an official letter. The regular deadline for response to this letter would be ten days from the day or receipt. Then, in case the debtor agrees to pay, the parties shall agree on a payment plan, calculate installments and a deadline for full repayment of the debt. These legal procedures precede any contingent legal actions and they aim at avoiding more complicated debt recovery through legal action.

Should the debtor fail to respond to pre-legal debt recovery procedures, the next action is the ultimate remaining option. Usually, this process involves two phases: pre-litigation and litigation. Our debt collection lawyers in Bulgaria prepare all necessary documents for the litigation procedures. In this situation, a petition shall be filed to a Bulgarian court of competent jurisdiction.

Our debt collection lawyers in Bulgaria provide you with full professional legal services in collection your debts and legal details about the litigation procedures in Bulgaria. Please contact us for more information on + 359 2 858 10 25 or send us an e-mail to


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