Legal support in accidents
Car accidents in Bulgaria occur frequently, particularly in larger cities and major roads.
Legal offices receive regular inquiries about insurance disputes, driver liability, and compensation for injuries or vehicle damage.
When multiple vehicles are involved, gathering detailed information is essential.
Each driver must exchange:
Personal and contact data
Insurance policy details and expiration dates
Driving license copies and vehicle registration numbers
Accurate documentation ensures smoother handling by both insurers and courts.
What to Do Immediately After an Accident
If someone is injured, provide first aid and immediately call 112 for emergency services.
Move injured persons only if there is a clear risk of further harm (e.g., fire or explosion).
The safety and preservation of life always come first.
If the collision involves only material damage, the drivers may fill in a Car Accident Report Form without police assistance, provided both agree on the facts.
Insurance and Legal Obligations in Bulgaria
All vehicles in Bulgaria must have valid compulsory liability insurance .
Drivers must carry proof of insurance at all times.
In minor accidents, both parties must complete a written report that includes:
Full names and ID details of both drivers
Insurance number, company, and validity period
Exact location of the accident and contact details of witnesses
Short description of the event and visible damage
After signing, both parties must submit the document to their insurance companies within seven days.
Requesting Insurance Compensation
To receive compensation, you must present a police protocol or a signed car accident report confirming the event and the responsible party.
Compensation usually covers:
Material losses: vehicle repair, towing, or property damage
Non-material losses: pain, trauma, loss of income, and moral suffering
Consulting a Bulgarian insurance lawyer ensures all eligible damages are properly included and claimed.
The minimum insurance coverage in Bulgaria is:
Up to BGN 2,000,000 per accident for personal injury or death
Full compensation for property damage
Legal Timeframes for Claims
Once the insurer receives the claim and supporting documents, it has three months to issue a decision — either approving or rejecting compensation.
If compensation is denied or insufficient, the victim may file a civil claim in court through a qualified insurance lawyer.
Legal representation is key to ensure deadlines are met and the compensation amount reflects the true damage.
Duration of a Personal Injury Case
The duration of personal injury claims depends on:
Complexity of the case (number of parties, medical damage, disputes)
Evidence collection (medical reports, expert opinions, witness statements)
Court backlog and appeals
Typically, simple cases conclude within 12–24 months, while complex or appealed cases may last longer.
Car accidents in Bulgaria
Having professional legal support after a car accident can make the difference between delayed frustration and efficient compensation.
A specialized Bulgarian car accident lawyer will:
Assist with immediate response
Collect and secure evidence
Obtain witness statements, CCTV footage, and photos.
Request copies of the police report and expert road assessments.
File the insurance claim
Prepare and submit the claim to the insurer within statutory deadlines.
Negotiate for the highest possible compensation for injuries and property losses.
Initiate court proceedings if needed
File a lawsuit if the insurer delays or refuses payment.
Represent the client throughout hearings, appeals, and settlement negotiations.
Coordinate with medical and technical experts
Engage independent specialists to confirm injuries, repair costs, and vehicle valuation.
With proper legal assistance, victims can avoid unnecessary administrative mistakes, meet all procedural requirements, and ensure a full recovery of financial and moral damages.
Contact for Legal Help in Bulgaria
For legal advice and representation after a car accident in Bulgaria:
📞 +359 897 90 43 91
📧 office@lawyer-bulgaria.bg
🌐 www.lawyer-bulgaria.bg
Our law office provides comprehensive legal support for domestic and foreign clients — from initial accident reporting to final court settlement.